Tag Archives: Personal Finance

This Mother’s Day, Thank Your Mama for Your Money Habits

Mother’s Day is Sunday, and chances are good that your mama has taught you a lot of what you know about money — even if you haven’t always listened to her advice. So when you give your mom flowers this weekend, be sure to thank her in the card for always wanting you to be [...]

Tuesday Top 5: How to Beef Up Your Credit Score

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. By now you know why a ship-shape credit score is in your best financial interests: It helps you qualify for the lowest interest rates on mortgages and other loans, saves you from [...]

Econ4U Explains: Penny Wise But Pound Foolish

On the final day of Financial Literacy Month, now would be a good time to explain the proverb “penny wise but pound foolish.” So many other personal-finance blogs focus on ways to save money on things like gas, energy bills, and the ubiquitous $4 latte. But if you’re saddled with a huge car payment, struggling [...]

Last-Minute Tax Tips

Judging by the number of people scrambling to get their taxes done, you’d think April 15th came on a different day each year. Like it or not, Tax Day is here. Hopefully you’ve followed Econ4U’s advice and filed your taxes months ago. But in case you haven’t, don’t worry, we won’t tell. There’s still time [...]

Tuesday Top 5: How an Emergency Fund Protects You

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. There are hundreds of reasons that smart people put off creating an emergency fund: confidence that a job is secure, being in good health, maybe just feeling lucky. But can you guarantee [...]

Tuesday Top 5: Making the Most of Your Raise

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. Congratulations! You’ve been a stellar employee and now you’re being rewarded with a promotion and a raise. But after working so hard for the extra money, you might as well make the [...]

The Economics of Housing Lotteries

Housing lottery winners have been announced in the past week from New Orleans to New York, meaning a small number of lucky people are snagging sweet apartments at below-market rates. What’s a housing lottery? In major cities that have large income disparities and limited desirable neighborhoods, the government has set aside a small number of affordable [...]

Two Keys to Retirement Success

Last week we showed you how a seemingly-low interest rate on a loan can add up over time – or how you can end up paying $430,000 for a $200,000 house. This week we’re covering a happier topic: how the same principle can help you build serious wealth for the long haul. You already know [...]

New Credit Card Rules: What You Need To Know

This week, the Credit CARD Act of 2009 finally goes into effect. Some parts of the law were phased in as early as August of last year, but consumers had to wait until now for most of the biggest changes. For the most part, the new rules will just stop problems before they start – [...]

Tuesday Top 5: Money Apps for Your Smartphone

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. If you own a smartphone, you’re familiar with the phrase “there’s an app for that.” Whether you have an iPhone, BlackBerry, or ‘Droid, you will want to make space for one of [...]