August 17, 2010 – 2:21 pm
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. There are 246 million cars owned in the United States, so chances are good you have one of them. But next to a house and an education, a car may well be [...]
August 10, 2010 – 5:15 pm
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. When things get really tight, it’s important to know what your options are to get you through a bumpy ride. This week, we help you make a plan for how to make [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. Student loans are intended to pay for your education, but I’ve known a few people who took liberties with exactly how they used that money. Here are some of the worst ways [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. By now you know why a ship-shape credit score is in your best financial interests: It helps you qualify for the lowest interest rates on mortgages and other loans, saves you from [...]
On the final day of Financial Literacy Month, now would be a good time to explain the proverb “penny wise but pound foolish.” So many other personal-finance blogs focus on ways to save money on things like gas, energy bills, and the ubiquitous $4 latte. But if you’re saddled with a huge car payment, struggling [...]
Posted in Budgeting, Education, Featured Posts, Financial Illiteracy, Housing, Personal Finance
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Also tagged Budgeting, credit cards, financial education, Mortgages, Personal Finance, savings accounts, tips
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February 26, 2010 – 3:38 pm
You may have noticed that different kinds of loans tend to have very different interest rates. For example, a typical 30-year mortgage today has an annual rate of about 6% (which is very low by historical standards). That might not seem like much, but 30 years is a very long time. Imagine you’re buying a [...]
Posted in Credit, Mortgages, Personal Finance
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Also tagged APR, Credit, financial advice, interest, interest rates, managing money, Payday Lending, payday loan, tips
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October 23, 2009 – 1:34 pm
Are you ever accused of being a cheapskate? If so, you have something in common with Linda Beech, a columnist for The Garden City Telegram, who wrote her latest opinion piece on why she bought a used car (instead of a new one) for her teenage daughter: Years ago, when I had two small children and [...]
September 15, 2009 – 3:41 pm
No doubt about it, retailers have been hit hard by the reduction in consumer spending. But a few new trends in retail marketing could lead even the savviest shoppers into a financial trap. MSN Money columnist M.P. Dunleavey wrote last week about the way outlet malls use psychology to seduce consumers into paying more for [...]
August 21, 2009 – 1:06 pm
Megan McArdle at The Atlantic is currently working on a long feature piece about consumer borrowing. But since the article won’t be out until early 2010, she has given us a taste by sharing an interesting observation about people who walk away from secured debt. A secured loan, if you’re unfamiliar, is one backed by collateral, [...]
August 11, 2009 – 10:23 am
All the recent headlines about Cash for Clunkers mean that a lot of people have new cars on the brain. But not every old car qualifies for the credit, so it’s hard seeing all your neighbors pull up in brand new rides when you’re still slogging to work in the same car that saw you through college. [...]
