1. Create a new budget. A new year calls for a new budget. Rolling over an existing budget might be easy, but making changes now is easier than dealing with debt in the future. Have you moved, switched insurance, or added a new family member (child or pet) in the last year? Take into account what changed [...]
With only a few days left until Christmas, retailers are rolling out deep discounts to attract last-minute shoppers ready to click “BUY.” The so-called “flash sale” discount sites are particularly enticing. A designer bag or new tech tablet is offered in limited quantities, and a timer runs nearby telling you how much time is left. Thinking [...]
Though the United States government hasn’t been fiscally responsible this year, at least the American people have: For the 9th consecutive quarter, delinquency rates fell for consumer credit cards. It’s exciting news, but it remains to be seen if consumers kept up these good habits on Black Friday. US retail sales hit $11.4 billion to kick off the holiday shopping [...]
This year, the American Farm Bureau Federation is reporting an increase in the cost of a traditional Thanksgiving meal. The retail cost of menu items for a classic Thanksgiving dinner including turkey, stuffing, cranberries, pumpkin pie and all the basic trimmings increased about 13 percent this year…the average cost of this year’s feast for 10 [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. There are a million articles on how to save more money, but how many of them contain advice you can actually use? We distilled the best advice we’ve ever gotten into five [...]
Being a personal-finance aficionado, I always click on those articles that promise to help cut the fat from your budget. Most recently, I was intrigued by the idea of RealSimple.com’s “24 Hours of Savings” article for finding ways to trim your spending throughout the day. However, it’s disappointing that the bulk of the advice seems [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. There’s a difference between dating cheap and being cheap — we’re not endorsing the latter, but there are many ways to show your crush a creatively good time without emptying your wallet. [...]
If you’ve followed the conventional wisdom of making a budget to live within your means, you may think you can just kick back and reap the benefits, right? Not exactly. There are a number of life changes that will require you to tweak or even completely redo your budget. Here are a few of the [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. If you have a tablet or a smartphone, it’s easy to spend too much money every month on downloading new, fun apps to entertain you. But what if those apps could actually [...]
As National Financial Literacy Month draws to a close, it’s a good time to reflect on the lessons you want to re-commite yourself to for the rest of the year. After all, isn’t spring a good time to reflect on the New Year’s resolutions you may have let slide? Here are a few tips to [...]
