Category Archives: Saving Money

Cultivating Good Money Habits From Your Very First Job

This opinion column from the Kansas City Star shows such sensible advice for teens seeking out their first job that we couldn’t say it any better than writer Steve Rosen did: Every year around this time, I think about my first summer job and the money lessons I learned – mostly the hard way. I [...]

Top 5 Ways to Protect Your Assets

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. Building wealth is only one side of the coin of getting rich; the other side is keeping what you have. And there are a number of ways you can do that, but [...]

Lessons From National Financial Literacy Month

As National Financial Literacy Month draws to a close, it’s a good time to reflect on the lessons you want to re-commite yourself to for the rest of the year. After all, isn’t spring a good time to reflect on the New Year’s resolutions you may have let slide? Here are a few tips to [...]

For Tax Day, Know Your Deductions

April 15 is traditionally tax day, but because today is a public holiday to celebrate Emancipation Day in Washington, D.C., the country is given three extra days to file their federal tax returns for 2010. If you’re a wait-til-the-last-minute type, here are three commonly misunderstood deductions and how to claim them on your return: You can [...]

Top 5 Ways to Lower Your Work Expenses

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. For those of you who are preparing to graduate in the next month or two, with a little luck that means you’re starting your first professional job. And if your entry-level salary [...]

Do Affordable-Housing Calculators Give Good Advice?

In the home-buying process, the first question you must answer is “how much house can I afford?” And in an effort to determine that amount responsibly, you may have googled for a calculator like this one on CNNMoney.com, which will tell you that you can spend between 28% and 36% of your gross income on [...]

Tuesday Top 5: How Being Cheap Can Cost You

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. If you’re like me, the thrill of seeking out a bargain ranks high on your list of hobbies. But can frugality ever cost you money in the long run? Sometimes, yes. Consider [...]

Tuesday Top 5: How to Trim a Budget

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. Whether you’re drawing up a draft of your first budget or you’d like to tweak an existing plan, there are simple ways that you can free up more cash for savings or [...]

New Law Raises Consumer Costs for Over-the-Counter Drugs

We’ve written before about unintended consequences and banking restrictions or consumer credit. But there are plenty of other places where they show up. What if the new health-care law — meant by lawmakers to reduce medical costs for Americans — actually increased them for the average family’s household budget? An article in the Wall Street Journal [...]

Tuesday Top 5: How to Spend Your Tax Refund

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. In 2010, the average filer’s tax refund was a whopping $3,036, reflecting some new tax credits to stimulate the economy. A fat check like that gives the average family a whole lot [...]