December 23, 2009 – 3:38 pm
Hannah’s post yesterday on how to get out of credit-card debt referenced the Federal Reserve’s most recent Survey of Consumer Finances, which is full of fascinating data about which households are the most likely to be in debt. Overall, 46.1 percent of American households reported holding debt on credit cards. But a look at who [...]
December 22, 2009 – 4:20 pm
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. I was recently reviewing the Survey of Consumer Finances, published earlier this year using data from 2007. I thought it was interesting that only 46.2 percent of American households reported having credit-card [...]
December 21, 2009 – 4:38 pm
Just in time for Christmas, First Premier Bank is out with a new credit card that offers rates as low as – 80 percent! It’s no mistake. This credit card’s interest rate is 79.9 percent. […] So for a $300 balance, a cardholder would pay about $20 a month in interest. The rate is the [...]
December 18, 2009 – 5:40 pm
If you’re one of the millions of people who will be boarding a plane in the coming week, you should probably know that you’ve paid an extra $20 for the privilege of going through airport hell over the holiday season. The four biggest carriers levied a holiday air-travel surcharge – labeled “miscellaneous surcharge” on your [...]
December 16, 2009 – 4:13 pm
We’ve written recently about credit reports, credit scores, and how you can go about improving both. These topics are on the minds of many Americans as they balance their gift lists with their bank accounts during the Christmas season. But buyers beware – those good sales that stores offer through their brand-name credit cards could [...]
December 15, 2009 – 5:45 pm
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. If you’re a small-business owner, you’ll want to pay close attention to today’s column. You may just qualify for one of the following deductions, which could save you major money on your [...]
December 14, 2009 – 12:40 pm
The New York Post recently profiled the 175-square foot “micro-studio” apartment of the Prokop family, located in the Morningside Heights neighborhood of New York City. It has the distinction of being the smallest apartment in New York, at a size that’s smaller than many people’s guest bedrooms. At 14.9 feet long and 10 feet wide, [...]
December 11, 2009 – 5:55 pm
If you’ve been judiciously saving up for your first home but didn’t make it in time for the $8,000 tax credit deadline on November 30, here’s an early Christmas present for you: The incentive has been extended through April 30, 2010. The terms of the tax credit have been expanded to include current homeowners who [...]
December 10, 2009 – 4:12 pm
With the holiday season upon us, most shoppers will be putting the finishing touches on their shopping in the next couple of weeks. We’ve shown in the past that shopping provides an opportunity for money management through assessing costs and budgeting money. An Associated Press article today notes that the economic downturn opens up an [...]
Posted in Budgeting, Economy, Education, Personal Finance, Saving Money, Uncategorized
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Tagged Budgeting, Christmas shopping, financial management, gifts, money management, Saving Money
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December 8, 2009 – 2:26 pm
Welcome to this week’s edition of our Tuesday Top 5, our weekly tips post to help you manage your money in five easy steps. In honor of the newest addition to Econ4U’s Money Matters section, today’s tips center on how to make — and stick to — a realistic budget. If you don’t have a budget [...]
